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Product Manager -Assets 42 views

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Job Description

Job Purpose
• Manage the Retail Asset book comprising of Personal Loans (Conventional and Islamic)
• Drive the retail asset business for UAE to achieve a profitable portfolio and facilitating customer propositions keeping customer value to the bank

Key Result Areas
• Drive profitable growth of the Personal Loans businesses in terms of customers, balances and profitability
• Create portfolio actions linked to top-ups, reactivation and retention – on a multi channel distribution basis with support from Risk and Finance
• Work with other stakeholders to drive best in class TAT
• Create a cross-sell policy that effectively helps in customer retention across all segments
• Innovation through launch of new features, strengthening existing features and driving new product development
• Holistic management of all aspects of the PL book across all internal constituents
• Create preference for the Mashreq Lending brand – specific to the PL products and work extensively with Marketing to ensure a differentiated and relevant proposition
• Segmentation and business intelligence – work with relevant analytics teams to create customer centric segmentation for driving the right portfolio actions
• Create and drive in optimized Sales Strategy backed by the right process and incentive structures

Knowledge, Skills and Experience
• 6+ years of banking and finance experience with superior knowledge customer requirements in general banking segment
• Proven ability to manage Assets Portfolio
• Clear understanding of lending Risks

Work Location: U.A.E-Dubai
Group: Retail Banking Group

About Us

Mashreq has provided banking and financial services to millions of customers and businesses since 1967. We are one of UAE’s leading financial institutions with a growing retail presence in the region including Egypt, Qatar, Kuwait and Bahrain. We focus on providing our customers access to a wide range of innovative products and services. Mashreq is invariably among the highest performing banks in the Region. It’s financial performance reflects on its commitment to continue leading the UAE banking industry. To view the Bank’s financial performance, Click here. Our branch network extends across the UAE with one in every two households in the UAE banking with us. We also have customer service centres in key retail locations and one of the largest ATM networks in the country. We also have 12 overseas offices in nine countries, including Europe, US, Asia and Africa.

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