EMEA Credit Risk Associate


Individual will be expected to take a leading role on the due diligence, structuring, preparing credit packages (with business partners), term sheets and loan documentation for our top client transactions and will likely continue with an active post deal monitoring role.
Manage the end to end client credit relationship for our Top Clients. This would involve being the lead underwriter for annual reviews/renewals to these Top Clients with responsibility for both new and existing transactions.
Partner with Lending Advisory to ensure proper communication for delivery of future financials and prepare for upcoming reviews
Help Regional Credit Officers and local senior risk management prepare various ad hoc executive materials for selected stakeholders including leading and organizing credit and portfolio reviews.
Partner with Mumbai Underwriting team on Credit Due Diligence, Financial and Collateral Analysis
Ensure the transaction adheres to all appropriate lending regulations and credit policies.
Communicate, and when appropriate negotiate, with the Banker/Lending Advisor regarding credit decisions and credit issues with their clients and suggest alternatives for problem resolution if needed.
Responsible for portfolio management and appropriate escalation for their respective markets to ensure credit risk is maintained. This will involve coordinating covenant compliance/exceptions and report to management, run regular meetings to review past dues, and participate in market calls to help resolve issues, for the respective markets.
Drive the Credit Risk project agenda, while acting as subject matter expert on projects with risk involvement
Recommend and implement new methods and procedures to make the unit more efficient
Research industry, regulatory and product related events as required

The candidate should be an excellent communicator, detail-oriented, organized, possess strong analytic skills and have problem solving capabilities. Individual must be able to work in a high production environment while meeting or exceeding agreed upon targets for volume, timing and quality.
Requires a bachelor’s degree in economics, accounting, finance or business management
Minimum 2-4 years of relevant Credit Underwriting experience
Strong analytical and credit skills. Familiarity with term sheets and loan documentation with ability to take an active role in identifying key issues / concerns around structure and credit
Strong interpersonal skills, with the ability to work with and influence others
Strong decision making capabilities and the ability to identify problems and propose solutions
Highly organized, motivated and hard working with strong communication skills, both written and verbal. Ability to work under tight timelines and multi-task
Fluency in English required; French, Spanish, Italian or Russian speaker would be a plus

Only candidates can apply for this job.
Email Me Jobs Like These
Showing 1–0 of 0 jobs
Share this job

About Us

Founded in 2003, We are the online recruitment portal that specializes in banking and finance industry recruitment.

Contact Us


Suite 3203, X3 Tower, JLT, Dubai,UAE.

Email: clients@ebankingcareers.com

We are currently working remotely, please send us an email and we will response within 48 hours