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RiverBank is a specialised lender dedicated to financing Small and Medium Enterprises with an initial focus on the Benelux and Germany. RiverBank received a full European Banking Licence from the European Central Bank in March 2017.
RiverBank’s mission is to combine the best of the fintech and banking world. As experienced bankers, we commit the bank’s balance sheet to grant loans which we analyse using a fundamental credit approach. As a fintech player, we use a network of advisors, banks and accountants to digitally source, process and monitor the loans we originate.
RiverBank typically works with healthy growing companies looking to expand. Its offer is not competing with loans offered by historical lenders. Frequently, Riverbank provides the “missing financing piece” to close a larger financing round. RiverBank offers a fast, agile and straightforward execution process.
RiverBank only grants cash loans, it has no trading book and no derivatives. During the course of 2018, RiverBank will start to take #deposits to grow its core lending business further.